Thursday, May 17, 2012

Medical Errors - Are These Scientists Devoid Of Common Sense?

It amazes me how critical medicine can be; and rightly so. Scientific analysis differentiates between causation, which is when one action has a causative effect on another thing, and correlation, which is when two things are related but we don’t know why. So, although we correlate a lot of things, for example, the use of a new drug could be correlated to a raised incidence of a side effect, it is difficult to say the drug caused the side effect alone. That takes a lot of evidence because the human body is complex and many things can cause other things to occur.

However, there are some things were deep analysis and common sense run together so closely, that when the scientific community spends research dollars trying to create a causation link, it is just a waste of our taxpayer dollar. So it goes with Summer Medical Errors studies completed over the past 10 years. It is important to know that you should never have any sudden or significant illness in the summer. Especially in July. In the summer new medical trainees start their on the job training at many hospitals around the country. Coincidentally, about when they start their new jobs medical errors rise.

The medical community has tried very hard to link the two. However after significant effort they still can’t say new trainees cause medical errors to rise. Being dumbfounded by this curious correlation the scientists came up with a name for it. It is called the “July Effect”. In July more errors are made and patients have a way of sticking around in hospitals longer than in other months.

Are these scientists devoid of common sense? It takes a third grader to figure out that if you start a bunch of new people, in a new and highly technically, super difficult job, they are going to see greater numbers of mistakes. Duh!!! I am no genius, but this seems pretty clear cut. The Wall Street Journal dedicated an entire article to the 39 studies which reviewed the phenomenon. After reviewing 39 studies and loads of data that medical errors, morbidity, hospital stays and other maladies, go up they still can only say that the correlation is just that, a correlation. Is the government really spending millions on research grants trying to figure this out? Gosh, I hope not. Just ask me. I will give you the definitive answer. YES. Now let’s move on to figuring out more important thing!

Wednesday, April 11, 2012

Florida Bankruptcy Question of The Day

Ever since the real estate meltdown of 2007, and the economic aftermath including foreclosures and short sales, the term bankruptcy rolls off the tongue a lot more than usual. Many people are having hard times and the worry is building more and more with each new credit card bill, rising mortgage payments and other bills.

Bankruptcy not only happens to the 99 percenters. Warren Sapp, the famous NFL football player and Dancing With The Stars contestant, filed for chapter 7 bankruptcy four days ago in Florida. It was documented in court proceedings that Warren Sapp owes more than almost 7 million dollars to creditors, back child support and alimony.

I receive many questions emailed to me about the bankruptcy process, so I thought I would invest the time to answer a bankruptcy question I received recently.

Bankruptcy Question of The Day

A woman recently wrote asking "Can I declare chapter 7 bankruptcy and still be able to keep ownership of my car?" She asked this because she stated "I am concerned because I need my car to take my children to school and also for my commute to work."

The best way to answer this is that, in some situations, you can find a way to keep it under Florida bankruptcy laws. If you have a car which is financed, and is worth less than what you currently owe, then you may ask the bankruptcy court to let you hold onto the automobile and keep making payments toward the debt. If the car is worth more than what you owe, you are still entitled to exemptions that protect some of the equity that you have in the car and you may be able to negotiate a deal with the bankruptcy court so that you can retain ownership.

For example, if you do not own a home or if you do not intend to keep the home you reside in as part of the bankruptcy, then an additional exempt $6000 of homestead protection may be attainable to protect that amount of equity in the automobile if needed.

Friday, March 30, 2012

West Palm Beach Car Accident Lawyer

Mark Hanson, West Palm Beach Car Accident Lawyer for The LaBovick Group, put together a nice video that explains pedestrian accidents. He explains the rights of each party and especially the rights of pedestrians.

The highlight of the video is that a pedestrian and also a bicyclist in West Palm beach almost always has the right of way. The rest of the video explains more about rights of each and what to do if involved in a car or automobile accident in Florida.

West Palm Beach Car Accident Lawyer

If you have any questions about this video or its content, please leave a comment below and I will try to respond as quickly as possible.

Topic:West Palm Beach Car Accident Lawyer

If you can't view it on the page, you can also watch the video on YouTube located here: West Palm Beach Car Accident Lawyer

Thursday, March 29, 2012

Florida PIP - New Personal Injury Protection Reform Bill Passes

The Florida PIP personal injury protection law, which was first initiated in 1972, has come under scrutiny over the years due to the rampant abuse and fraud in the system, most notably in the cities of Miami and Tampa. In fact, Florida ranks first nationally in the number of staged accidents. The legislator has taken note, and recently passed a new PIP reform bill which is suppose to crack down on the amount of abuse found in the PIP system, as well as help control the runaway insurance premium costs.

History of Florida PIP

Florida PIP, or personal injury protection, was set up 40 years ago to serve as a way of protecting those injured in accident, allowing the victim to quickly receive money to treat injuries received. The former PIP bill required the victims insurance company to payout a maximum of $10,000 to cover medial costs and any payroll lost after the incident, regardless of who was at fault.

New Measures Passed in Florida PIP

The new legislation that was passed, has some new requirements:

  1. Victims of an accident have 14 days in order to get treatment from medical professionals including an ambulance or hospital, a physician, a chiropractor, and osteopathic doctor, or a dentist.
  2. The full amount of $10,000 of Palm Beach personal injury protection benefits is only available if one of the above deems that the victim has an emergency medical condition.
  3. If it is found that is not an emergency, then the medical benefit is limited to $2,500.

There is a big debate in the state of Florida as to whether or not the reforms will be effective. Those against the measures believe the only one's to benefit are the insurance companies. Bill Newton, a spokesperson for the FCAN said "Instead of measures aimed at preventing true fraud, we're left with a bill that pads the pockets of big insurance companies."

The verdict is still out as to whether the legislation will be effective. Florida PIP reform is a hot topic issue and will be for quite some time. Leave your comment below of what you think of the new measures and the state of Florida PIP.